CAIS Object
E1A04
Label: Name of the default account
Data Type: Number
Help Text: Number of Default CAIS Accounts, excluding Mail Order Accounts (SP).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundE1A05
Label: Total Value of Default Accounts
Data Type: Number
Help Text: Total (Original) Value of all Default CAIS Accounts (SP). Banded into a code representing £100 intervals. Outstanding means that the CCJ record is in force and has not been settled / discharged.
Possible Values include:
Total (Original) Value of all Default CAIS Accounts (SP). Banded into a code representing £100 intervals. Outstanding means that the CCJ record is in force and has not been settled / discharged.
-1 - No Trace
0 - No relevant data item found
1 - £0 - £100
2 - £101 - £200
3 - £201 - £300
997 - £99,601 - £99,700
998 - £99,701 - £99,800
999 - £99,801 or moreE1A06
Label: Months since most recent default
Data Type: Number
Help Text: Number of months since Most Recent Default CAIS Account went into Default (SP). Outstanding means that the Public Information record is in force and has not been settled / discharged. A Public Information record is classified as ALL Public Information records. (Excludes Bill of Sale).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - 0 - 1 months
2 - 2 months
3 - 3 months
97 - 97 months
98 - 98 months
99 - 99+ monthsE1A07
Label: Number of Settled Accounts
Data Type: Number
Help Text: Number of Settled CAIS Accounts excluding Mail Order accounts (SP). Calculates all settled non mail order accounts with the latest CAIS status of 0.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundE1A08
Label: No. of Settled Accounts - 12 months
Data Type: Number
Help Text: Number of Settled CAIS Accounts in Last 12 Months, excluding Mail Order accounts (SP). Calculates all settled non mail order accounts with the latest CAIS status of 0, and a settlement date in the last 12 months.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundE1A09
Label: No. of Delinquent Accounts
Data Type: Number
Help Text: Number of Delinquent CAIS Accounts, excluding Mail Order accounts (SP).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundE1A10
Label: Total Value of Delinquent Accounts
Data Type: Number
Help Text: Total Value of all Delinquent CAIS Accounts (SP).
Banded into a code representing £100 intervals.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - £0 - £100
2 - £101 - £200
3 - £201 - £300
997 - £99,601 - £99,700
998 - £99,701 - £99,800
999 - £99,801 or moreE1A11
Label: Months - most recent Delinquent Accounts
Data Type: Number
Help Text: Number of months since Most Recent Delinquent CAIS Account (SP). Measured from the month that the most recent Delinquent CAIS account was classified as Delinquent.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - 0 - 1 months
2 - 2 months
3 - 3 months
97 - 97 months
98 - 98 months
99 - 99+ monthsE1B01
Label: No. of Active Accounts opened - 3 months
Data Type: Number
Help Text: Number of Active CAIS Accounts Opened in the Last 3 Months (SP).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundE1B02
Label: Total Balance - Active Accounts 3 months
Data Type: Number
Help Text: Total Balance of Active CAIS Accounts Opened in the last 3 Months (Excluding Mortgages) (SP). Banded into a code representing £100 intervals.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - £0 - £100
2 - £101 - £200
3 - £201 - £300
997 - £99,601 - £99,700
998 - £99,701 - £99,800
999 - £99,801 or moreE1B03
Label: Worst status - Active Accounts (4-12 M)
Data Type: Picklist
Help Text: Worst Status in the last 6 months of Active CAIS Accounts Opened in the Last 4 - 12M (SP).
Possible Values include:
T - No Trace
N - No relevant Active CAIS Accounts found
0 - Worst CAIS status is '0'
D - Worst CAIS status is 'D'
U - Worst CAIS status is 'U' or '?'
1 - Worst CAIS status is '1'
2 - Worst CAIS status is '2'
3 - Worst CAIS status is '3'
4 - Worst CAIS status is '4'
5 - Worst CAIS status is '5'
6 - Worst CAIS status is '6'
8 - Worst CAIS status is '8'E1B04
Label: Total Balance - Active Accounts 3 months
Data Type: Number
Help Text: Total Balance of Active CAIS Accounts Opened in the last 4-12 Months (Excluding Mortgages) (SP).
Banded into a code representing £100 intervals.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - £0 - £100
2 - £101 - £200
3 - £201 - £300
997 - £99,601 - £99,700
998 - £99,701 - £99,800
999 - £99,801 or moreE1B05
Label: Worst status - Active Accounts (<12 M)
Data Type: Picklist
Help Text: Worst Status in the last 6 months of Active CAIS Accounts Opened in the Last 4 - 12M (SP).
Possible Values include:
T - No Trace
N - No relevant Active CAIS Accounts found
0 - Worst CAIS status is '0'
D - Worst CAIS status is 'D'
U - Worst CAIS status is 'U' or '?'
1 - Worst CAIS status is '1'
2 - Worst CAIS status is '2'
3 - Worst CAIS status is '3'
4 - Worst CAIS status is '4'
5 - Worst CAIS status is '5'
6 - Worst CAIS status is '6'
8 - Worst CAIS status is '8'E1B06
Label: Total Balance - Active Accounts > 12 M
Data Type: Number
Help Text: Total Balance of Active CAIS Accounts Opened more than 12 Months ago (Excluding Mortgages) (SP).
Banded into a code representing £100 intervals.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - £0 - £100
2 - £101 - £200
3 - £201 - £300
997 - £99,601 - £99,700
998 - £99,701 - £99,800
999 - £99,801 or moreE1B07
Label: Worst status - Active Accounts (6 M)
Data Type: Picklist
Help Text: Worst Status in the last 6 months of all Active CAIS accounts (SP).
Possible Values include:
T - No Trace
N - No relevant Active CAIS Accounts found
0 - Worst CAIS status is '0'
D - Worst CAIS status is 'D'
U - Worst CAIS status is 'U' or '?'
1 - Worst CAIS status is '1'
2 - Worst CAIS status is '2'
3 - Worst CAIS status is '3'
4 - Worst CAIS status is '4'
5 - Worst CAIS status is '5'
6 - Worst CAIS status is '6'
8 - Worst CAIS status is '8'E1B08
Label: Worst Current Status - Active accounts
Data Type: Picklist
Help Text: Worst Current Status of all Active CAIS accounts (SP).
Possible Values include:
T - No Trace
N - No relevant Active CAIS Accounts found
0 - Worst CAIS status is '0'
D - Worst CAIS status is 'D'
U - Worst CAIS status is 'U' or '?'
1 - Worst CAIS status is '1'
2 - Worst CAIS status is '2'
3 - Worst CAIS status is '3'
4 - Worst CAIS status is '4'
5 - Worst CAIS status is '5'
6 - Worst CAIS status is '6'
8 - Worst CAIS status is '8'E1B09
Label: No. of Active Accounts
Data Type: Number
Help Text: Number of Active CAIS Accounts (SP).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundE1B10
Label: Total Balance - Account (Ex. Mortgage)
Data Type: Number
Help Text: Total Balance of Active CAIS Accounts Opened more than 12 Months ago (Excluding Mortgages) (SP).
Banded into a code representing £100 intervals.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - £0 - £100
2 - £101 - £200
3 - £201 - £300
997 - £99,601 - £99,700
998 - £99,701 - £99,800
999 - £99,801 or moreE1B11
Label: Total Balance - Account (Mortgage only)
Data Type: Number
Help Text: Total Balance of Active CAIS Accounts (Mortgages only) (SP).
Banded into a code representing £1,000 intervals.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - £0 - £100
2 - £101 - £200
3 - £201 - £300
997 - £99,601 - £99,700
998 - £99,701 - £99,800
999 - £99,801 or moreE1B12
Label: No. of Active Accounts: Current Status 1
Data Type: Number
Help Text: Number of Active CAIS Accounts (SP).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundE1B13
Label: No. of Active Accounts: Current Status 3
Data Type: Number
Help Text: Number of CAIS Status 3 or worse, within the last 6 Months for all Active CAIS accounts (SP).
Number of times the CAIS accounts have reported a status 3 or worse, within the last 6 Months for all Active CAIS accounts. Example, if a SP is showing 2 CAIS accounts and the first CAIS account has 4 statuses of 3 or more and the second CAIS account has 5 statuses of 3 or more then the value returned for this reference will be 9.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundNDECC01
Label: Total Value - Non-Delinquent Revolving
Data Type: Number
Help Text: Total Value of all Active Non-Delinquent Revolving CAIS Accounts opened in the last 6 months (SP).
Banded into a code representing £50 intervals.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - £0
2 - £1 - £50
3 - £51 - £100
997 - £49,751 - £49,800
998 - £49,801 - £49,850
999 - £49,851 or moreNDECC02
Label: Total Value: Non-Delinquent Revolving 6M
Data Type: Number
Help Text: Total Value of all Active Non-Delinquent Revolving CAIS Accounts opened in the last 6 months (SP).
Banded into a code representing £50 intervals.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - £0
2 - £1 - £50
3 - £51 - £100
997 - £49,751 - £49,800
998 - £49,801 - £49,850
999 - £49,851 or moreNDECC02
Label: Total Value - Non-Delinquent Revolving
Data Type: Number
Help Text: Total Value of all Active Non-Delinquent Revolving CAIS Accounts (SP).
Banded into a code representing £50 intervals..
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - £0
2 - £1 - £50
3 - £51 - £100
997 - £49,751 - £49,800
998 - £49,801 - £49,850
999 - £49,851 or moreNDECC03
Label: No. of Non-Delinquent Accounts - 6M
Data Type: Number
Help Text: Number of Active Non-Delinquent CAIS Accounts opened in the last 6 months (SP).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundNDECC04
Label: Ratio Avg Bal: Non-Delinquent Revolving
Data Type: Number
Help Text: Ratio of Average CAIS Balance for all Active Non-Delinquent Revolving CAIS Accounts (SP).
The ratio of the average of all balances over the last 3 months to 10 – 12 months ago.
Possible Values include:
-1 - No Trace
0 - 996 - Calculated ratio (0 – 99.6, 1 implied decimal place)
997 - Calculated ratio is greater than or equal to 99.7
998 - Any balance in last 3 months or 10 – 12 months is unknown
999 - Any denominator balance is less than £100NDECC07
Label: Months - recent Active Mortgage Account
Data Type: Number
Help Text: Number of months since most recent Active Mortgage CAIS Account Opened (SP). Excludes Delinquent and Settled mortgages.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - 0 - 1 months
2 - 2 months
3 - 3 months
97 - 97 months
98 - 98 months
99 - 99+ monthsNDECC08
Label: Total Value - Non-Delinquent Mortgage
Data Type: Number
Help Text: Number of months since most recent Active Mortgage CAIS Account Opened (SP). Excludes Delinquent and Settled mortgages.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - 0 - 1 months
2 - 2 months
3 - 3 months
97 - 97 months
98 - 98 months
99 - 99+ monthsE1C01
Label: Worst Status - Own Company (6M)
Data Type: Picklist
Help Text: Worst Status of all Active Own Company CAIS Accounts within the last 6 Months (SP).
Possible Values include:
T - No Trace
N - No relevant Active CAIS Accounts found
0 - Worst CAIS status is '0'
D - Worst CAIS status is 'D'
U - Worst CAIS status is 'U' or '?'
1 - Worst CAIS status is '1'
2 - Worst CAIS status is '2'
3 - Worst CAIS status is '3'
4 - Worst CAIS status is '4'
5 - Worst CAIS status is '5'
6 - Worst CAIS status is '6'
8 - Worst CAIS status is '8'E1C02
Label: No. of Active Own Company Accounts
Data Type: Number
Help Text: Number of Active Own Company CAIS Accounts (SP).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundE1C03
Label: Total Balance - Own Company Accounts
Data Type: Number
Help Text: Total Balance of all Active Own Company CAIS Accounts (SP). Banded into a code representing £100 intervals.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - £0 - £100
2 - £101 - £200
3 - £201 - £300
997 - £99,601 - £99,700
998 - £99,701 - £99,800
999 - £99,801 or moreE1C04
Label: No. of Delinquent Own Company Accounts
Data Type: Number
Help Text: Number of Delinquent Own Company CAIS Accounts (SP).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundE1C05
Label: No. of Own Company Default Accounts
Data Type: Number
Help Text: Number of Own Company Default CAIS Accounts (SP).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundE1C06
Label: No. of Settled Good Own Company Accounts
Data Type: Number
Help Text: Number of Settled Good Own Company CAIS Accounts (SP). Good' means settled with the current CAIS status of 0 (no other value will be accepted).
Includes settled accounts (settled within last 6 years).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundEA1B02
Label: No. of Own Company Accounts
Data Type: Number
Help Text: Number of Own Company CAIS Accounts (SP).
Includes settled and default accounts (includes all CAIS accounts within the last 6 years).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundE1D01
Label: No. of Default Mail Order Accounts
Data Type: Number
Help Text: Number of Default Mail Order CAIS Accounts (SP).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundE1D02
Label: No. of Settled Mail Order Accounts
Data Type: Number
Help Text: Number of Settled Mail Order CAIS Accounts (SP).
Calculates all settled mail order accounts with the latest CAIS status of 0.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundE1D03
Label: No. of Settled Good Mail Order - 12M
Data Type: Number
Help Text: Number of Settled Good Mail Order CAIS Accounts in Last 12 Months (SP).
Calculates all settled mail order accounts with the latest CAIS status of 0, and a settlement date in the last 12 months.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundE1D04
Label: No. of Delinquent Mail Order Accounts
Data Type: Number
Help Text: Number of Delinquent Mail Order CAIS Accounts (SP).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundNDHAC01
Label: Worst status - Non-Delinquent (<12M)
Data Type: Picklist
Help Text: Worst CAIS Status in the last 3 months of Active Non-Delinquent CAIS Accounts opened within last 12 months (SP).
Balance on the worst account(s) also considered.
Possible Values include:
-1 - No Trace
0 - No relevant Active CAIS Accounts found
1 - Worst CAIS status is '0' or 'D' or 'U' or space
2 - Any CAIS status is '?' and none are '1', '2' or '3'
3 - Worst CAIS status is '1' for a Revolving account
4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
7 - Worst CAIS status is '2' and balance is £0 to £99
8 - Worst CAIS status is '2' and balance is £100 to £999
9 - Worst CAIS status is '2' and balance is £1,000 or more
10 - Worst CAIS status is '3' and balance is £0 to £99
11 - Worst CAIS status is '3' and balance is £100 to £999
12 - Worst CAIS status is '3' and balance is £1,000 or moreNDHAC02
Label: Worst status - Non-Delinquent (>12M)
Data Type: Picklist
Help Text: Worst CAIS Status in the last 3 months of Active Non-Delinquent CAIS Accounts opened within last 12 months (SP).
Balance on the worst account(s) also considered.
Possible Values include:
-1 - No Trace
0 - No relevant Active CAIS Accounts found
1 - Worst CAIS status is '0' or 'D' or 'U' or space
2 - Any CAIS status is '?' and none are '1', '2' or '3'
3 - Worst CAIS status is '1' for a Revolving account
4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
7 - Worst CAIS status is '2' and balance is £0 to £99
8 - Worst CAIS status is '2' and balance is £100 to £999
9 - Worst CAIS status is '2' and balance is £1,000 or more
10 - Worst CAIS status is '3' and balance is £0 to £99
11 - Worst CAIS status is '3' and balance is £100 to £999
12 - Worst CAIS status is '3' and balance is £1,000 or moreNDHAC03
Label: Worst status - Non-Delinquent (4-6M)
Data Type: Picklist
Help Text: Worst CAIS status in the last 4-6 months of any Active Non-Delinquent CAIS Account (SP).
Balance on the worst account(s) also considered.
Possible Values include:
-1 - No Trace
0 - No relevant Active CAIS Accounts found
1 - Worst CAIS status is '0' or 'D' or 'U' or space
2 - Any CAIS status is '?' and none are '1', '2' or '3'
3 - Worst CAIS status is '1' for a Revolving account
4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
7 - Worst CAIS status is '2' and balance is £0 to £99
8 - Worst CAIS status is '2' and balance is £100 to £999
9 - Worst CAIS status is '2' and balance is £1,000 or more
10 - Worst CAIS status is '3' and balance is £0 to £99
11 - Worst CAIS status is '3' and balance is £100 to £999
12 - Worst CAIS status is '3' and balance is £1,000 or moreNDHAC04
Label: Worst status - Non-Delinquent Revolving
Data Type: Picklist
Help Text: Worst current CAIS status of all Active Non-Delinquent Revolving CAIS Accounts (SP).
Balance on the worst account(s) also considered.
Possible Values include:
-1 - No Trace
0 - No relevant Active CAIS Accounts found
1 - Worst CAIS status is '0' or 'D' or 'U' or space
2 - Any CAIS status is '?' and none are '1', '2' or '3'
3 - Worst CAIS status is '1' for a Revolving account
4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
7 - Worst CAIS status is '2' and balance is £0 to £99
8 - Worst CAIS status is '2' and balance is £100 to £999
9 - Worst CAIS status is '2' and balance is £1,000 or more
10 - Worst CAIS status is '3' and balance is £0 to £99
11 - Worst CAIS status is '3' and balance is £100 to £999
12 - Worst CAIS status is '3' and balance is £1,000 or moreNDHAC05
Label: Worst status - Non-Delinquent Ex. Revol
Data Type: Picklist
Help Text: Worst current CAIS status of all Active Non-Delinquent CAIS Accounts, excluding Revolving CAIS Accounts (SP).
Balance on the worst account(s) also considered.
Possible Values include:
-1 - No Trace
0 - No relevant Active CAIS Accounts found
1 - Worst CAIS status is '0' or 'D' or 'U' or space
2 - Any CAIS status is '?' and none are '1', '2' or '3'
3 - Worst CAIS status is '1' for a Revolving account
4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
7 - Worst CAIS status is '2' and balance is £0 to £99
8 - Worst CAIS status is '2' and balance is £100 to £999
9 - Worst CAIS status is '2' and balance is £1,000 or more
10 - Worst CAIS status is '3' and balance is £0 to £99
11 - Worst CAIS status is '3' and balance is £100 to £999
12 - Worst CAIS status is '3' and balance is £1,000 or moreNDHAC09
Label: Worst status - Non-Delinquent Mortgage
Data Type: Picklist
Help Text: Worst CAIS status in the last 6 months of all Active Non-Delinquent Mortgage CAIS Accounts (SP).
Balance on the worst account(s) also considered.
Possible Values include:
-1 - No Trace
0 - No relevant Active CAIS Accounts found
1 - Worst CAIS status is '0' or 'D' or 'U' or space
2 - Any CAIS status is '?' and none are '1', '2' or '3'
3 - Worst CAIS status is '1' for a Revolving account
4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
7 - Worst CAIS status is '2' and balance is £0 to £99
8 - Worst CAIS status is '2' and balance is £100 to £999
9 - Worst CAIS status is '2' and balance is £1,000 or more
10 - Worst CAIS status is '3' and balance is £0 to £99
11 - Worst CAIS status is '3' and balance is £100 to £999
12 - Worst CAIS status is '3' and balance is £1,000 or moreNDINC01
Label: No. of Settled Good Non-Revolving
Data Type: Number
Help Text: Number of Settled Good Non-Revolving CAIS Accounts (SP).
'Good' means settled CAIS accounts that do not have a CAIS status of '1' or worse in the last 6 months of activity.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundEA1F01
Label: Recent CAIS Activity
Data Type: String
Help Text: Recent CAIS Activity (SP).
Set to the value '1' if any Active CAIS has a current CAIS status of '0', '1', '2', 'U', 'D' or '?'EA1F02
Label: Worst status - FCS Accounts (12M)
Data Type: Picklist
Help Text: Worst Status of FCS CAIS Accounts within the last 12 months (SP).
FCS = Federation of Communication Services, a closed User Group.
Possible Values include:
T - No Trace
N - No relevant Active CAIS Accounts found
0 - Worst CAIS status is '0'
D - Worst CAIS status is 'D'
U - Worst CAIS status is 'U' or '?'
1 - Worst CAIS status is '1'
2 - Worst CAIS status is '2'
3 - Worst CAIS status is '3'
4 - Worst CAIS status is '4'
5 - Worst CAIS status is '5'
6 - Worst CAIS status is '6'
8 - Worst CAIS status is '8'EA1F03
Label: Worst status - TV Rental (12M)
Data Type: Picklist
Help Text: Worst Status of TV Rental CAIS Accounts within the last 12 months (SP).
Possible Values include:
T - No Trace
N - No relevant Active CAIS Accounts found
0 - Worst CAIS status is '0'
D - Worst CAIS status is 'D'
U - Worst CAIS status is 'U' or '?'
1 - Worst CAIS status is '1'
2 - Worst CAIS status is '2'
3 - Worst CAIS status is '3'
4 - Worst CAIS status is '4'
5 - Worst CAIS status is '5'
6 - Worst CAIS status is '6'
8 - Worst CAIS status is '8'NDFCS01
Label: FCS CUG Flag
Data Type: Picklist
Help Text: FCS CUG Flag (SP).
Federation of Communication Services (FCS). Set to worst FCS value (Live, Banned or Disconnected) returned on all FCS CAIS accounts.
Possible Values include:
L - Live
B - Barred
D - DisconnectEA1F04
Label: Worst CAIS Special Instruction Indicator
Data Type: Picklist
Help Text: Worst CAIS Special Instruction Indicator (SP).
Set to the worst value of the Special Instruction Indicator.
Possible Values include:
D - Deceased
P - Partial Settlement
C - Debt Assigned
G - Gone Away
R - Recourse
V - Voluntary Termination
A - Arrangement
M - Debt Management Program
I - Credit Insurance Claim
Q - Account QueryE2G04
Label: No. of Default Accounts (ex. Mail Order)
Data Type: Number
Help Text: Number of Default CAIS Accounts, excluding Mail Order Accounts (SPA).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items foundE2G05
Label: Total Value - Default Accounts
Data Type: Number
Help Text: Total (Original) Value of all Default CAIS Accounts (SPA).
Banded into a code representing £100 intervals. Outstanding means that the CCJ record is in force and has not been settled / discharged.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - £0
2 - £1 - £50
3 - £51 - £100
997 - £49,751 - £49,800
998 - £49,801 - £49,850
999 - £49,851 or moreE2H01
Label: No. of Active Accounts Opened (3M)
Data Type: Number
Help Text: Number of Active CAIS Accounts Opened in the Last 3 Months (SPA).
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
2 - Two relevant data item found
3 - Three relevant data item found
4 - Four relevant data item found
5 - Five relevant data item found
6 - Six relevant data item found
7 - Seven relevant data item found
8 - Eight relevant data item found
9 - Nine or more relevant data item foundccounts Opened in the Last 3 Months (SPA).E2H02
Label: Total Balance - Accounts (Ex. Mortgages)
Data Type: Number
Help Text: Total Balance of Active CAIS Accounts Opened in the last 3 Months (Excluding Mortgages) (SPA).
Banded into a code representing £100 intervals.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - £0 - £100
2 - £101 - £200
3 - £201 - £300
997 - £99,601 - £99,700
998 - £99,701 - £99,800
999 - £99,801 or moreE2H03
Label: Worst status - Active Account 6M (4-12M)
Data Type: Picklist
Help Text: Worst Status in the last 6 months of Active CAIS Accounts Opened in the Last 4 - 12M (SPA).
Possible Values include:
T - No Trace
N - No relevant Active CAIS Accounts found
0 - Worst CAIS status is '0'
D - Worst CAIS status is 'D'
U - Worst CAIS status is 'U' or '?'
1 - Worst CAIS status is '1'
2 - Worst CAIS status is '2'
3 - Worst CAIS status is '3'
4 - Worst CAIS status is '4'
5 - Worst CAIS status is '5'
6 - Worst CAIS status is '6'
8 - Worst CAIS status is '8'E2H04
Label: Total Bal - Account 4-12M (Ex. Mortgage)
Data Type: Number
Help Text: Total Balance of Active CAIS Accounts Opened in the last 4-12 Months (Excluding Mortgages) (SPA).
Banded into a code representing £100 intervals.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - £0 - £100
2 - £101 - £200
3 - £201 - £300
997 - £99,601 - £99,700
998 - £99,701 - £99,800
999 - £99,801 or moreE2H05
Label: Worst status - Active Accounts 6M(>12 M)
Data Type: Picklist
Help Text: Worst Status in the last 6 months of Active CAIS Accounts Opened more than 12 M ago (SPA).
Possible Values include:
T - No Trace
N - No relevant Active CAIS Accounts found
0 - Worst CAIS status is '0'
D - Worst CAIS status is 'D'
U - Worst CAIS status is 'U' or '?'
1 - Worst CAIS status is '1'
2 - Worst CAIS status is '2'
3 - Worst CAIS status is '3'
4 - Worst CAIS status is '4'
5 - Worst CAIS status is '5'
6 - Worst CAIS status is '6'
8 - Worst CAIS status is '8'E2H06
Label: Total Bal - Account >12M (Ex. Mortgage)
Data Type: Number
Help Text: Total Balance of Active CAIS Accounts Opened more than 12 Months ago (Excluding Mortgages) (SPA).
Banded into a code representing £100 intervals.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - £0 - £100
2 - £101 - £200
3 - £201 - £300
997 - £99,601 - £99,700
998 - £99,701 - £99,800
999 - £99,801 or moreE2H07
Label: Worst status - Active Account 6M
Data Type: Picklist
Help Text: Worst Status in the last 6 months of all Active CAIS accounts (SPA).
Possible Values include:
T - No Trace
N - No relevant Active CAIS Accounts found
0 - Worst CAIS status is '0'
D - Worst CAIS status is 'D'
U - Worst CAIS status is 'U' or '?'
1 - Worst CAIS status is '1'
2 - Worst CAIS status is '2'
3 - Worst CAIS status is '3'
4 - Worst CAIS status is '4'
5 - Worst CAIS status is '5'
6 - Worst CAIS status is '6'
8 - Worst CAIS status is '8'E2H08
Label: Worst status - All Active Account
Data Type: Picklist
Help Text: Worst Current Status of all Active CAIS accounts (SPA).
Possible Values include:
T - No Trace
N - No relevant Active CAIS Accounts found
0 - Worst CAIS status is '0'
D - Worst CAIS status is 'D'
U - Worst CAIS status is 'U' or '?'
1 - Worst CAIS status is '1'
2 - Worst CAIS status is '2'
3 - Worst CAIS status is '3'
4 - Worst CAIS status is '4'
5 - Worst CAIS status is '5'
6 - Worst CAIS status is '6'
8 - Worst CAIS status is '8'NDECC06
Label: Total Value - Non-Delinquent Accounts
Data Type: Number
Help Text: Total Value of all Active Non-Delinquent CAIS Accounts, excluding Secured Loans and mortgages.
Banded into a code representing £50 intervals..
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - £0
2 - £1 - £50
3 - £51 - £100
997 - £49,751 - £49,800
998 - £49,801 - £49,850
999 - £49,851 or moreNDINC03
Label: No. of Settled Accounts Ex. Delinquent
Data Type: Number
Help Text: Number of Settled CAIS Accounts, excluding delinquent accounts.
Possible Values include:
-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
8 - Eight relevant data items found
9 - Nine or more relevant data items found
CIFAS Object
EA1A01
Label: CIFAS Detected (SP)
Data Type: Picklist
Help Text: An indication of whether any CIFAS records have been found.
Possible Values include:
T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item foundEA2G01
Label: CIFAS Detected (SPA)
Data Type: Picklist
Help Text: An indication of whether any CIFAS records have been found.
Possible Values include:
T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item foundEA4P01
Label: CIFAS Detected (All CIFAS)
Data Type: Picklist
Help Text: An indication of whether any CIFAS records have been found.
Possible Values include:
T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item foundEA4P02
Label: CIFAS Index
Data Type: Number
Help Text: 0-99 based upon the CIFAS score. Only returned if the client has opted to take the CIFAS block. This field is set within strategy manager
NOC Object
EA4Q07
Label: Previous Search NOC (All)
Data Type: Picklist
Help Text: Indicator if any Search Record is found that has a Notice of Correction.
Possible Values include:
T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item foundEA4Q08
Label: Address Link NOC (All)
Data Type: Picklist
Help Text: Indicator if any Address Link is found that has a Notice of Correction.
Possible Values include:
T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item foundEA4Q09
Label: Associations NOC (All)
Data Type: Picklist
Help Text: Indicator if any Association or Alias is found that has a Notice of Correction.
Possible Values include:
T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item foundEA4Q10
Label: GAIN NOC (All)
Data Type: Picklist
Help Text: Indicator if any GAIN is found that has a Notice of Correction.
Possible Values include:
T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item foundEA4Q11
Label: Directors NOC (All)
Data Type: Picklist
Help Text: Indicator if any Association or Alias is found that has a Notice of Correction. Will not be positively populated for Retro processing.
Possible Values include:
T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item foundEA4Q01
Label: Voters Roll NOC (All)
Data Type: Picklist
Help Text: Indicator if any Voters Roll Notice of Correction is found.
Possible Values include:
T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item foundEA4Q02
Label: Public Information with a NOC (All)
Data Type: Picklist
Help Text: Indicator of whether any Public Information Record has a Notice of Correction.
Possible Values include:
T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item foundEA4Q03
Label: CIFAS record with a NOC (All)
Data Type: Picklist
Help Text: Indicator of whether any CIFAS record has a Notice of Correction.
Possible Values include:
T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item foundEA4Q04
Label: CAIS record with a NOC (All)
Data Type: Picklist
Help Text: Indicator of whether any CAIS record has a Notice of Correction.
Possible Values include:
T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item foundEA4Q05
Label: Any record with a NOC (All)
Data Type: Picklist
Help Text: Indicator of whether any of the following items of data have a Notice of Correction
Electoral Roll record
Public Information record
CIFAS Record
CAIS record
Previous Search Record
Address Link
Association or Alias Record
Possible Values include:
T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item found
Public Information Object
Label | Data Type | Help Text | Possible Values | ||
---|---|---|---|---|---|
1 | E1A01 | No. of Public Information Records (SP) | Number | Number of Public Information Records (SP). A Public Information record is classified as ALL Public Information records. (Excludes Bill of Sale). |
|
2 | E1A02 | Total Value - County Court Judgements SP | Number | Total Value of County Court Judgements (CCJ) (SP). Banded into a code representing £100 intervals.
|
|
3 | E1A03 | Months since recent Public Information | Number | Number of months since Most Recent Public Information Record started (SP). A Public Information record is classified as ALL Public Information records. (Excludes Bill of Sale). |
|
4 | EA1C01 | Bankruptcy or IVA Detected (SP) | Picklist | Bankruptcy or IVA Detected (SP). Possible values consist of: T - No Trace | T - No Trace |
5 | EA2I01 | Bankruptcy or IVA Detected (SPA) | Picklist | Bankruptcy or IVA Detected (SP). Possible values consist of: T - No Trace | T - No Trace |
6 | EA1D01 | No. of outstanding Public Info records | Number | Outstanding means that the Public Information record is in force and has not been settled / discharged. | -1 - No Trace |
7 | EA1D02 | Total Value - outstanding CCJ Records | Number | Banded into a code representing £100 intervals. Outstanding means that the CCJ record is in force and has not been settled / discharged. | -1 - No Trace |
8 | EA1D03 | Months - outstanding Public Info Record | Number | Outstanding means that the Public Information record is in force and has not been settled / discharged. A Public Information record is classified as ALL Public Information records. (Excludes Bill of Sale). |
|
9 | E2G01 | No. of Public Information Records (SPA) | Number | A Public Information record is classified as ALL Public Information records. (Excludes Bill of Sale). |
|
10 | E2G02 | Total Value - County Court Judgements | Number | Total Value of County Court Judgements (CCJ) (SPA). Banded into a code representing £100 intervals.
|
|
11 | E2G03 | Months - outstanding Public Info Record | Number | Outstanding means that the Public Information record is in force and has not been settled / discharged. A Public Information record is classified as ALL Public Information records. (Excludes Bill of Sale). | -1 - No Trace |
12 | EA2J02 | No. of outstanding Public Info SPA | Number | No. of outstanding Public Information records (SPA). Outstanding means that the Public Information record is in force and has not been settled / discharged. |
|
13 | EA2J03 | Months - outstanding Public Info SPA | Number | Number of months since Most Recent outstanding Public Information Record started (SPA). Outstanding means that the Public Information record is in force and has not been settled / discharged. A Public Information record is classified as ALL Public Information records. (Excludes Bill of Sale). | -1 - No Trace |
14 | EA4Q06 | Satisfied Public Info detected | Picklist | Satisfied/discharged Public Information Record Detected. |
|
15 | SPBRPRESENT | Bankruptcy Restriction Order Detected SP | Picklist | Current Bankruptcy Restriction Order/Undertaking Detected (SP). | T - No Trace |
16 | SPABRPRESENT | Bankruptcy Restriction Order DetectedSPA | Picklist | Current Bankruptcy Restriction Order/Undertaking Detected (SPA). | T - No Trace |
CML Object
Label | Data Type | Help Text | Possible Values | ||
---|---|---|---|---|---|
1 | EA1C02 | CML Data detected (SP) | String | Council of Mortgage Lenders data detected (SP) | |
2 | EA2I02 | CML Data detected (SPA) | String | Council of Mortgage Lenders data detected (SPA) |
GAIN Object
Label | Data Type | Help Text | Possible Values | ||
---|---|---|---|---|---|
1 | EA1G01 | Current Address (SP) | Picklist | Current Address (SP) |
|
2 | EA1G02 | Previous Address (SP) | Picklist | Previous Address (SP). |
|
CAPS Object
Label | Data Type | Help Text | Possible Values | ||
---|---|---|---|---|---|
1 | E1E01 | No. of Search Records - 3M (SP) | Number | De-Duplicate same company Search Records within 3 days. |
|
2 | E1E02 | No. of Search Records - 6M (SP) | Number | De-Duplicate same company Search Records within 3 days. |
|
3 | EA1B01 | No. of Search Records - 3M Non-Mail (SP) | Number | Number of Search Records in Last 3 months – Non Mail Order (SP). Company Types NOT included:
De-Duplicate same company Search Records within 3 days. |
|
4 | NDPSD01 | No. of Search Records - 3M Finance (SP) | Number | Number of Search Records in Last 3 months – Finance House (SP).
De-Duplicate same company Search Records within 3 days. |
|
5 | NDPSD02 | No. of Search Records - 3M Retailer (SP) | Number | Number of Search Records in Last 3 months – Retailer (SP).
De-Duplicate same company Search Records within 3 days. |
|
6 | NDPSD03 | No. of Search Records - 3M Bank/BS (SP) | Number | Number of Search Records in Last 3 months – Bank/Building Society (SP).
De-Duplicate same company Search Records within 3 days. |
|
7 | NDPSD04 | No. of Search Records - 3M CC (SP) | Number | Number of Search Records in Last 3 months – Credit card (SP).
De-Duplicate same company Search Records within 3 days. |
|
8 | NDPSD05 | No. of Search Records - 4-6M (SP) | Number | Number of Search Records in Last 4 - 6 months (SP). |
|
9 | NDPSD06 | No. of Own Company Records - 3M (SP) | Number | Number of Own Company Search Records in Last 3 months (SP). |
|
10 | EA1E02 | No. of Search Records - 6M Non-Mail (SP) | Number | Number of Search Records in Last 6 months – Non Mail Order (SP).
De-Duplicate same company Search Records within 3 days. |
|
11 | EA1E03 | No. of Search Records - 3M Mail (SP) | Number | Number of Search Records in Last 3 months – Mail Order (SP).
De-Duplicate same company Search Records within 3 days. |
|
12 | EA1E04 | No. of Search Records - 6M Mail (SP) | Number | Number of Search Records in Last 6 months – Mail Order (SP).
De-Duplicate same company Search Records within 3 days. |
|
13 | E2K01 | No. of Search Records - 3M (SPA) | Number | Number of Search Records in Last 3 months (SPA). |
|
14 | E2K02 | No. of Search Records - 6M (SPA) | Number | Number of Search Records in Last 6 months (SPA). |
|
15 | EA2H01 | No. of Search Records - 3M Non-Mail SPA | Number | Number of Search Records in Last 3 months – Non Mail Order (SPA). Mail Order |
|
16 | NDPSD07 | No. of Search Records - 3M Finance SPA | Number | Number of Search Records in Last 3 months – Finance House (SPA). FLA Member | -1 - No Trace |
17 | NDPSD08 | No. of Search Records - 3M Retailer SPA | Number | Number of Search Records in Last 3 months – Retailer (SPA). RETRA Member | -1 - No Trace |
18 | NDPSD09 | No. of Search Records - 3M Bank/BS SPA | Number | Number of Search Records in Last 3 months – Bank/Building Society (SPA). Bank | -1 - No Trace |
19 | NDPSD10 | No. of Search Records - 3M CC SPA | Number | Number of Search Records in Last 3 months – Credit card (SPA). Credit Card | -1 - No Trace |
20 | EA2K02 | No. of Search Records - 6M Non-Mail SPA | Number | Number of Search Records in Last 6 months – Non Mail Order (SPA). Mail Order | -1 - No Trace |
21 | EA2K03 | No. of Search Records - 3M Mail SPA | Number | Number of Search Records in Last 3 months – Mail Order (SPA).
De-Duplicate same company Search Records within 3 days. | -1 - No Trace |
22 | EA2K04 | No. of Search Records - 6M Mail SPA | Number | Number of Search Records in Last 6 months – Mail Order (SPA). Mail Order | -1 - No Trace |
23 | NDPSD11 | No. of Search Records - 12M (All) | Number | Number of Search Records in Last 12 months (ALL). | -1 - No Trace |