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CAIS Object

  1. E1A04
    Label: Name of the default account
    Data Type: Number
    Help Text: Number of Default CAIS Accounts, excluding Mail Order Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  2. E1A05
    Label: Total Value of Default Accounts
    Data Type: Number
    Help Text: Total (Original) Value of all Default CAIS Accounts (SP). Banded into a code representing £100 intervals. Outstanding means that the CCJ record is in force and has not been settled / discharged.
    Possible Values include:
    Total (Original) Value of all Default CAIS Accounts (SP). Banded into a code representing £100 intervals. Outstanding means that the CCJ record is in force and has not been settled / discharged.
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  3. E1A06
    Label: Months since most recent default
    Data Type: Number
    Help Text: Number of months since Most Recent Default CAIS Account went into Default (SP). Outstanding means that the Public Information record is in force and has not been settled / discharged. A Public Information record is classified as ALL Public Information records. (Excludes Bill of Sale).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - 0 - 1 months
    2 - 2 months
    3 - 3 months
    97 - 97 months
    98 - 98 months
    99 - 99+ months

  4. E1A07
    Label: Number of Settled Accounts
    Data Type: Number
    Help Text: Number of Settled CAIS Accounts excluding Mail Order accounts (SP). Calculates all settled non mail order accounts with the latest CAIS status of 0.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  5. E1A08
    Label: No. of Settled Accounts - 12 months
    Data Type: Number
    Help Text: Number of Settled CAIS Accounts in Last 12 Months, excluding Mail Order accounts (SP). Calculates all settled non mail order accounts with the latest CAIS status of 0, and a settlement date in the last 12 months.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  6. E1A09
    Label: No. of Delinquent Accounts
    Data Type: Number
    Help Text: Number of Delinquent CAIS Accounts, excluding Mail Order accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  7. E1A10
    Label: Total Value of Delinquent Accounts
    Data Type: Number
    Help Text: Total Value of all Delinquent CAIS Accounts (SP).
    Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  8. E1A11
    Label: Months - most recent Delinquent Accounts
    Data Type: Number
    Help Text: Number of months since Most Recent Delinquent CAIS Account (SP). Measured from the month that the most recent Delinquent CAIS account was classified as Delinquent.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - 0 - 1 months
    2 - 2 months
    3 - 3 months
    97 - 97 months
    98 - 98 months
    99 - 99+ months

  9. E1B01
    Label: No. of Active Accounts opened - 3 months
    Data Type: Number
    Help Text: Number of Active CAIS Accounts Opened in the Last 3 Months (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  10. E1B02
    Label: Total Balance - Active Accounts 3 months
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts Opened in the last 3 Months (Excluding Mortgages) (SP). Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  11. E1B03
    Label: Worst status - Active Accounts (4-12 M)
    Data Type: Picklist
    Help Text: Worst Status in the last 6 months of Active CAIS Accounts Opened in the Last 4 - 12M (SP).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  12. E1B04
    Label: Total Balance - Active Accounts 3 months
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts Opened in the last 4-12 Months (Excluding Mortgages) (SP).
    Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  13. E1B05
    Label: Worst status - Active Accounts (<12 M)
    Data Type: Picklist
    Help Text: Worst Status in the last 6 months of Active CAIS Accounts Opened in the Last 4 - 12M (SP).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  14. E1B06
    Label: Total Balance - Active Accounts > 12 M
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts Opened more than 12 Months ago (Excluding Mortgages) (SP).
    Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  15. E1B07
    Label: Worst status - Active Accounts (6 M)
    Data Type: Picklist
    Help Text: Worst Status in the last 6 months of all Active CAIS accounts (SP).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  16. E1B08
    Label: Worst Current Status - Active accounts
    Data Type: Picklist
    Help Text: Worst Current Status of all Active CAIS accounts (SP).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  17. E1B09
    Label: No. of Active Accounts
    Data Type: Number
    Help Text: Number of Active CAIS Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  18. E1B10
    Label: Total Balance - Account (Ex. Mortgage)
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts Opened more than 12 Months ago (Excluding Mortgages) (SP).
    Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  19. E1B11
    Label: Total Balance - Account (Mortgage only)
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts (Mortgages only) (SP).
    Banded into a code representing £1,000 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  20. E1B12
    Label: No. of Active Accounts: Current Status 1
    Data Type: Number
    Help Text: Number of Active CAIS Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  21. E1B13
    Label: No. of Active Accounts: Current Status 3
    Data Type: Number
    Help Text: Number of CAIS Status 3 or worse, within the last 6 Months for all Active CAIS accounts (SP).
    Number of times the CAIS accounts have reported a status 3 or worse, within the last 6 Months for all Active CAIS accounts. Example, if a SP is showing 2 CAIS accounts and the first CAIS account has 4 statuses of 3 or more and the second CAIS account has 5 statuses of 3 or more then the value returned for this reference will be 9.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  22. NDECC01
    Label: Total Value - Non-Delinquent Revolving
    Data Type: Number
    Help Text: Total Value of all Active Non-Delinquent Revolving CAIS Accounts opened in the last 6 months (SP).
    Banded into a code representing £50 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0
    2 - £1 - £50
    3 - £51 - £100
    997 - £49,751 - £49,800
    998 - £49,801 - £49,850
    999 - £49,851 or more

  23. NDECC02
    Label: Total Value: Non-Delinquent Revolving 6M
    Data Type: Number
    Help Text: Total Value of all Active Non-Delinquent Revolving CAIS Accounts opened in the last 6 months (SP).
    Banded into a code representing £50 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0
    2 - £1 - £50
    3 - £51 - £100
    997 - £49,751 - £49,800
    998 - £49,801 - £49,850
    999 - £49,851 or more

  24. NDECC02
    Label: Total Value - Non-Delinquent Revolving
    Data Type: Number
    Help Text: Total Value of all Active Non-Delinquent Revolving CAIS Accounts (SP).
    Banded into a code representing £50 intervals..
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0
    2 - £1 - £50
    3 - £51 - £100
    997 - £49,751 - £49,800
    998 - £49,801 - £49,850
    999 - £49,851 or more

  25. NDECC03
    Label: No. of Non-Delinquent Accounts - 6M
    Data Type: Number
    Help Text: Number of Active Non-Delinquent CAIS Accounts opened in the last 6 months (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  26. NDECC04
    Label: Ratio Avg Bal: Non-Delinquent Revolving
    Data Type: Number
    Help Text: Ratio of Average CAIS Balance for all Active Non-Delinquent Revolving CAIS Accounts (SP).
    The ratio of the average of all balances over the last 3 months to 10 – 12 months ago.
    Possible Values include:
    -1 - No Trace
    0 - 996 - Calculated ratio (0 – 99.6, 1 implied decimal place)
    997 - Calculated ratio is greater than or equal to 99.7
    998 - Any balance in last 3 months or 10 – 12 months is unknown
    999 - Any denominator balance is less than £100

  27. NDECC07
    Label: Months - recent Active Mortgage Account
    Data Type: Number
    Help Text: Number of months since most recent Active Mortgage CAIS Account Opened (SP). Excludes Delinquent and Settled mortgages.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - 0 - 1 months
    2 - 2 months
    3 - 3 months
    97 - 97 months
    98 - 98 months
    99 - 99+ months

  28. NDECC08
    Label: Total Value - Non-Delinquent Mortgage
    Data Type: Number
    Help Text: Number of months since most recent Active Mortgage CAIS Account Opened (SP). Excludes Delinquent and Settled mortgages.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - 0 - 1 months
    2 - 2 months
    3 - 3 months
    97 - 97 months
    98 - 98 months
    99 - 99+ months

  29. E1C01
    Label: Worst Status - Own Company (6M)
    Data Type: Picklist
    Help Text: Worst Status of all Active Own Company CAIS Accounts within the last 6 Months (SP).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  30. E1C02
    Label: No. of Active Own Company Accounts
    Data Type: Number
    Help Text: Number of Active Own Company CAIS Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  31. E1C03
    Label: Total Balance - Own Company Accounts
    Data Type: Number
    Help Text: Total Balance of all Active Own Company CAIS Accounts (SP). Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  32. E1C04
    Label: No. of Delinquent Own Company Accounts
    Data Type: Number
    Help Text: Number of Delinquent Own Company CAIS Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  33. E1C05
    Label: No. of Own Company Default Accounts
    Data Type: Number
    Help Text: Number of Own Company Default CAIS Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  34. E1C06
    Label: No. of Settled Good Own Company Accounts
    Data Type: Number
    Help Text: Number of Settled Good Own Company CAIS Accounts (SP). Good' means settled with the current CAIS status of 0 (no other value will be accepted).
    Includes settled accounts (settled within last 6 years).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  35. EA1B02
    Label: No. of Own Company Accounts
    Data Type: Number
    Help Text: Number of Own Company CAIS Accounts (SP).
    Includes settled and default accounts (includes all CAIS accounts within the last 6 years).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  36. E1D01
    Label: No. of Default Mail Order Accounts
    Data Type: Number
    Help Text: Number of Default Mail Order CAIS Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  37. E1D02
    Label: No. of Settled Mail Order Accounts
    Data Type: Number
    Help Text: Number of Settled Mail Order CAIS Accounts (SP).
    Calculates all settled mail order accounts with the latest CAIS status of 0.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  38. E1D03
    Label: No. of Settled Good Mail Order - 12M
    Data Type: Number
    Help Text: Number of Settled Good Mail Order CAIS Accounts in Last 12 Months (SP).
    Calculates all settled mail order accounts with the latest CAIS status of 0, and a settlement date in the last 12 months.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  39. E1D04
    Label: No. of Delinquent Mail Order Accounts
    Data Type: Number
    Help Text: Number of Delinquent Mail Order CAIS Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  40. NDHAC01
    Label: Worst status - Non-Delinquent (<12M)
    Data Type: Picklist
    Help Text: Worst CAIS Status in the last 3 months of Active Non-Delinquent CAIS Accounts opened within last 12 months (SP).
    Balance on the worst account(s) also considered.
    Possible Values include:
    -1 - No Trace
    0 - No relevant Active CAIS Accounts found
    1 - Worst CAIS status is '0' or 'D' or 'U' or space
    2 - Any CAIS status is '?' and none are '1', '2' or '3'
    3 - Worst CAIS status is '1' for a Revolving account
    4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
    5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
    6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
    7 - Worst CAIS status is '2' and balance is £0 to £99
    8 - Worst CAIS status is '2' and balance is £100 to £999
    9 - Worst CAIS status is '2' and balance is £1,000 or more
    10 - Worst CAIS status is '3' and balance is £0 to £99
    11 - Worst CAIS status is '3' and balance is £100 to £999
    12 - Worst CAIS status is '3' and balance is £1,000 or more

  41. NDHAC02
    Label: Worst status - Non-Delinquent (>12M)
    Data Type: Picklist
    Help Text: Worst CAIS Status in the last 3 months of Active Non-Delinquent CAIS Accounts opened within last 12 months (SP).
    Balance on the worst account(s) also considered.
    Possible Values include:
    -1 - No Trace
    0 - No relevant Active CAIS Accounts found
    1 - Worst CAIS status is '0' or 'D' or 'U' or space
    2 - Any CAIS status is '?' and none are '1', '2' or '3'
    3 - Worst CAIS status is '1' for a Revolving account
    4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
    5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
    6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
    7 - Worst CAIS status is '2' and balance is £0 to £99
    8 - Worst CAIS status is '2' and balance is £100 to £999
    9 - Worst CAIS status is '2' and balance is £1,000 or more
    10 - Worst CAIS status is '3' and balance is £0 to £99
    11 - Worst CAIS status is '3' and balance is £100 to £999
    12 - Worst CAIS status is '3' and balance is £1,000 or more

  42. NDHAC03
    Label: Worst status - Non-Delinquent (4-6M)
    Data Type: Picklist
    Help Text: Worst CAIS status in the last 4-6 months of any Active Non-Delinquent CAIS Account (SP).
    Balance on the worst account(s) also considered.
    Possible Values include:
    -1 - No Trace
    0 - No relevant Active CAIS Accounts found
    1 - Worst CAIS status is '0' or 'D' or 'U' or space
    2 - Any CAIS status is '?' and none are '1', '2' or '3'
    3 - Worst CAIS status is '1' for a Revolving account
    4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
    5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
    6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
    7 - Worst CAIS status is '2' and balance is £0 to £99
    8 - Worst CAIS status is '2' and balance is £100 to £999
    9 - Worst CAIS status is '2' and balance is £1,000 or more
    10 - Worst CAIS status is '3' and balance is £0 to £99
    11 - Worst CAIS status is '3' and balance is £100 to £999
    12 - Worst CAIS status is '3' and balance is £1,000 or more

  43. NDHAC04
    Label: Worst status - Non-Delinquent Revolving
    Data Type: Picklist
    Help Text: Worst current CAIS status of all Active Non-Delinquent Revolving CAIS Accounts (SP).
    Balance on the worst account(s) also considered.
    Possible Values include:
    -1 - No Trace
    0 - No relevant Active CAIS Accounts found
    1 - Worst CAIS status is '0' or 'D' or 'U' or space
    2 - Any CAIS status is '?' and none are '1', '2' or '3'
    3 - Worst CAIS status is '1' for a Revolving account
    4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
    5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
    6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
    7 - Worst CAIS status is '2' and balance is £0 to £99
    8 - Worst CAIS status is '2' and balance is £100 to £999
    9 - Worst CAIS status is '2' and balance is £1,000 or more
    10 - Worst CAIS status is '3' and balance is £0 to £99
    11 - Worst CAIS status is '3' and balance is £100 to £999
    12 - Worst CAIS status is '3' and balance is £1,000 or more

  44. NDHAC05
    Label: Worst status - Non-Delinquent Ex. Revol
    Data Type: Picklist
    Help Text: Worst current CAIS status of all Active Non-Delinquent CAIS Accounts, excluding Revolving CAIS Accounts (SP).
    Balance on the worst account(s) also considered.
    Possible Values include:
    -1 - No Trace
    0 - No relevant Active CAIS Accounts found
    1 - Worst CAIS status is '0' or 'D' or 'U' or space
    2 - Any CAIS status is '?' and none are '1', '2' or '3'
    3 - Worst CAIS status is '1' for a Revolving account
    4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
    5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
    6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
    7 - Worst CAIS status is '2' and balance is £0 to £99
    8 - Worst CAIS status is '2' and balance is £100 to £999
    9 - Worst CAIS status is '2' and balance is £1,000 or more
    10 - Worst CAIS status is '3' and balance is £0 to £99
    11 - Worst CAIS status is '3' and balance is £100 to £999
    12 - Worst CAIS status is '3' and balance is £1,000 or more

  45. NDHAC09
    Label: Worst status - Non-Delinquent Mortgage
    Data Type: Picklist
    Help Text: Worst CAIS status in the last 6 months of all Active Non-Delinquent Mortgage CAIS Accounts (SP).
    Balance on the worst account(s) also considered.
    Possible Values include:
    -1 - No Trace
    0 - No relevant Active CAIS Accounts found
    1 - Worst CAIS status is '0' or 'D' or 'U' or space
    2 - Any CAIS status is '?' and none are '1', '2' or '3'
    3 - Worst CAIS status is '1' for a Revolving account
    4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
    5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
    6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
    7 - Worst CAIS status is '2' and balance is £0 to £99
    8 - Worst CAIS status is '2' and balance is £100 to £999
    9 - Worst CAIS status is '2' and balance is £1,000 or more
    10 - Worst CAIS status is '3' and balance is £0 to £99
    11 - Worst CAIS status is '3' and balance is £100 to £999
    12 - Worst CAIS status is '3' and balance is £1,000 or more

  46. NDINC01
    Label: No. of Settled Good Non-Revolving
    Data Type: Number
    Help Text: Number of Settled Good Non-Revolving CAIS Accounts (SP).
    'Good' means settled CAIS accounts that do not have a CAIS status of '1' or worse in the last 6 months of activity.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  47. EA1F01
    Label: Recent CAIS Activity
    Data Type: String
    Help Text: Recent CAIS Activity (SP).
    Set to the value '1' if any Active CAIS has a current CAIS status of '0', '1', '2', 'U', 'D' or '?'

  48. EA1F02
    Label: Worst status - FCS Accounts (12M)
    Data Type: Picklist
    Help Text: Worst Status of FCS CAIS Accounts within the last 12 months (SP).
    FCS = Federation of Communication Services, a closed User Group.
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  49. EA1F03
    Label: Worst status - TV Rental (12M)
    Data Type: Picklist
    Help Text: Worst Status of TV Rental CAIS Accounts within the last 12 months (SP).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  50. NDFCS01
    Label: FCS CUG Flag
    Data Type: Picklist
    Help Text: FCS CUG Flag (SP).
    Federation of Communication Services (FCS). Set to worst FCS value (Live, Banned or Disconnected) returned on all FCS CAIS accounts.
    Possible Values include:
    L - Live
    B - Barred
    D - Disconnect

  51. EA1F04
    Label: Worst CAIS Special Instruction Indicator
    Data Type: Picklist
    Help Text: Worst CAIS Special Instruction Indicator (SP).
    Set to the worst value of the Special Instruction Indicator.
    Possible Values include:
    D - Deceased
    P - Partial Settlement
    C - Debt Assigned
    G - Gone Away
    R - Recourse
    V - Voluntary Termination
    A - Arrangement
    M - Debt Management Program
    I - Credit Insurance Claim
    Q - Account Query

  52. E2G04
    Label: No. of Default Accounts (ex. Mail Order)
    Data Type: Number
    Help Text: Number of Default CAIS Accounts, excluding Mail Order Accounts (SPA).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  53. E2G05
    Label: Total Value - Default Accounts
    Data Type: Number
    Help Text: Total (Original) Value of all Default CAIS Accounts (SPA).
    Banded into a code representing £100 intervals. Outstanding means that the CCJ record is in force and has not been settled / discharged.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0
    2 - £1 - £50
    3 - £51 - £100
    997 - £49,751 - £49,800
    998 - £49,801 - £49,850
    999 - £49,851 or more

  54. E2H01
    Label: No. of Active Accounts Opened (3M)
    Data Type: Number
    Help Text: Number of Active CAIS Accounts Opened in the Last 3 Months (SPA).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    2 - Two relevant data item found
    3 - Three relevant data item found
    4 - Four relevant data item found
    5 - Five relevant data item found
    6 - Six relevant data item found
    7 - Seven relevant data item found
    8 - Eight relevant data item found
    9 - Nine or more relevant data item foundccounts Opened in the Last 3 Months (SPA).

  55. E2H02
    Label: Total Balance - Accounts (Ex. Mortgages)
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts Opened in the last 3 Months (Excluding Mortgages) (SPA).
    Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  56. E2H03
    Label: Worst status - Active Account 6M (4-12M)
    Data Type: Picklist
    Help Text: Worst Status in the last 6 months of Active CAIS Accounts Opened in the Last 4 - 12M (SPA).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  57. E2H04
    Label: Total Bal - Account 4-12M (Ex. Mortgage)
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts Opened in the last 4-12 Months (Excluding Mortgages) (SPA).
    Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  58. E2H05
    Label: Worst status - Active Accounts 6M(>12 M)
    Data Type: Picklist
    Help Text: Worst Status in the last 6 months of Active CAIS Accounts Opened more than 12 M ago (SPA).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  59. E2H06
    Label: Total Bal - Account >12M (Ex. Mortgage)
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts Opened more than 12 Months ago (Excluding Mortgages) (SPA).
    Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  60. E2H07
    Label: Worst status - Active Account 6M
    Data Type: Picklist
    Help Text: Worst Status in the last 6 months of all Active CAIS accounts (SPA).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  61. E2H08
    Label: Worst status - All Active Account
    Data Type: Picklist
    Help Text: Worst Current Status of all Active CAIS accounts (SPA).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  62. NDECC06
    Label: Total Value - Non-Delinquent Accounts
    Data Type: Number
    Help Text: Total Value of all Active Non-Delinquent CAIS Accounts, excluding Secured Loans and mortgages.
    Banded into a code representing £50 intervals..
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0
    2 - £1 - £50
    3 - £51 - £100
    997 - £49,751 - £49,800
    998 - £49,801 - £49,850
    999 - £49,851 or more

  63. NDINC03
    Label: No. of Settled Accounts Ex. Delinquent
    Data Type: Number
    Help Text: Number of Settled CAIS Accounts, excluding delinquent accounts.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

CIFAS Object

  1. EA1A01
    Label: CIFAS Detected (SP)
    Data Type: Picklist
    Help Text: An indication of whether any CIFAS records have been found.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  2. EA2G01
    Label: CIFAS Detected (SPA)
    Data Type: Picklist
    Help Text: An indication of whether any CIFAS records have been found.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  3. EA4P01
    Label: CIFAS Detected (All CIFAS)
    Data Type: Picklist
    Help Text: An indication of whether any CIFAS records have been found.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  4. EA4P02
    Label: CIFAS Index
    Data Type: Number
    Help Text: 0-99 based upon the CIFAS score. Only returned if the client has opted to take the CIFAS block. This field is set within strategy manager

NOC Object

  1. EA4Q07
    Label: Previous Search NOC (All)
    Data Type: Picklist
    Help Text: Indicator if any Search Record is found that has a Notice of Correction.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  2. EA4Q08
    Label: Address Link NOC (All)
    Data Type: Picklist
    Help Text: Indicator if any Address Link is found that has a Notice of Correction.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  3. EA4Q09
    Label: Associations NOC (All)
    Data Type: Picklist
    Help Text: Indicator if any Association or Alias is found that has a Notice of Correction.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  4. EA4Q10
    Label: GAIN NOC (All)
    Data Type: Picklist
    Help Text: Indicator if any GAIN is found that has a Notice of Correction.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  5. EA4Q11
    Label: Directors NOC (All)
    Data Type: Picklist
    Help Text: Indicator if any Association or Alias is found that has a Notice of Correction. Will not be positively populated for Retro processing.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  6. EA4Q01
    Label: Voters Roll NOC (All)
    Data Type: Picklist
    Help Text: Indicator if any Voters Roll Notice of Correction is found.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  7. EA4Q02
    Label: Public Information with a NOC (All)
    Data Type: Picklist
    Help Text: Indicator of whether any Public Information Record has a Notice of Correction.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  8. EA4Q03
    Label: CIFAS record with a NOC (All)
    Data Type: Picklist
    Help Text: Indicator of whether any CIFAS record has a Notice of Correction.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  9. EA4Q04
    Label: CAIS record with a NOC (All)
    Data Type: Picklist
    Help Text: Indicator of whether any CAIS record has a Notice of Correction.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  10. EA4Q05
    Label: Any record with a NOC (All)
    Data Type: Picklist
    Help Text: Indicator of whether any of the following items of data have a Notice of Correction
    Electoral Roll record
    Public Information record
    CIFAS Record
    CAIS record
    Previous Search Record
    Address Link
    Association or Alias Record
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

Public Information Object

Label

Data Type

Help Text

Possible Values

1

E1A01

No. of Public Information Records (SP)

Number

Number of Public Information Records (SP). A Public Information record is classified as ALL Public Information records. (Excludes Bill of Sale).

  • -1 - No Trace

  • 0 - No relevant data item found

  • 1 - One relevant data item found
    ....

  • 8 - Eight relevant data items found

  • 9 - Nine or more relevant data items found

2

E1A02

Total Value - County Court Judgements SP

Number

Total Value of County Court Judgements (CCJ) (SP). Banded into a code representing £100 intervals.
999 can also mean - Public Information records found other than, or as well as, CCJ's.
A County Court Judgement is classified as ONLY:

  1. Judgement

  2. Satisfied Judgement

  3. High Court Judgement

  4. High Court Judgement Satisfaction

  • -1 - No Trace

  • 0 - No relevant data item found

  • 1 - £0 - £100

  • 2 - £101 - £200

  • 3 - £201 - £300
    ......

  • 997 - £99,601 - £99,700

  • 998 - £99,701 - £99,800

  • 999 - £99,801 or more

3

E1A03

Months since recent Public Information

Number

Number of months since Most Recent Public Information Record started (SP). A Public Information record is classified as ALL Public Information records. (Excludes Bill of Sale).

  • -1 - No Trace

  • 0 - No relevant data item found

  • 1 - 0 - 1 months

  • 2 - 2 months
    ......

  • 98 - 98 months

  • 99 - 99+ months

4

EA1C01

Bankruptcy or IVA Detected (SP)

Picklist

Bankruptcy or IVA Detected (SP).

Possible values consist of:

T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item found

T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item found

5

EA1D01

No. of outstanding Public Info records

Number

Outstanding means that the Public Information record is in force and has not been settled / discharged.

-1 - No Trace
0 - No relevant data item found
1 - One relevant data item found
....
8 - Eight relevant data items found
9 - Nine or more relevant data items found

6

EA1D02

Total Value - outstanding CCJ Records

Number

Banded into a code representing £100 intervals. Outstanding means that the CCJ record is in force and has not been settled / discharged.

-1 - No Trace
0 - No relevant data item found
1 - £0 - £100
2 - £101 - £200
3 - £201 - £300
......
997 - £99,601 - £99,700
998 - £99,701 - £99,800
999 - £99,801 or more

7

EA1D03

Months - outstanding Public Info Record

Number

Outstanding means that the Public Information record is in force and has not been settled / discharged. A Public Information record is classified as ALL Public Information records. (Excludes Bill of Sale).

  • -1 - No Trace

  • 0 - No relevant data item found

  • 1 - 0 - 1 months

  • 2 - 2 months
    ......

  • 98 - 98 months

  • 99 - 99+ months

8

E2G01

No. of Public Information Records (SPA)

Number

A Public Information record is classified as ALL Public Information records. (Excludes Bill of Sale).

  • -1 - No Trace

  • 0 - No relevant data item found

  • 1 - One relevant data item found
    ....

  • 8 - Eight relevant data items found

  • 9 - Nine or more relevant data items found

9

E2G02

Total Value - County Court Judgements

Number

Total Value of County Court Judgements (CCJ) (SPA). Banded into a code representing £100 intervals.
999 can also mean - Public Information records found other than, or as well as, CCJ's.
A County Court Judgement is classified as ONLY:

  1. Judgement

  2. Satisfied Judgement

  3. High Court Judgement

  4. High Court Judgement Satisfaction

  • -1 - No Trace

  • 0 - No relevant data item found

  • 1 - £0 - £100

  • 2 - £101 - £200

  • 3 - £201 - £300
    ......

  • 997 - £99,601 - £99,700

  • 998 - £99,701 - £99,800

  • 999 - £99,801 or more

10

E2G03

Months - outstanding Public Info Record

Number

Outstanding means that the Public Information record is in force and has not been settled / discharged. A Public Information record is classified as ALL Public Information records. (Excludes Bill of Sale).

-1 - No Trace
0 - No relevant data item found
1 - 0 - 1 months
2 - 2 months
......
98 - 98 months
99 - 99+ months

11

EA2J02

No. of outstanding Public Info SPA

Number

No. of outstanding Public Information records (SPA). Outstanding means that the Public Information record is in force and has not been settled / discharged.

  • -1 - No Trace

  • 0 - No relevant data item found

  • 1 - One relevant data item found
    ....

  • 8 - Eight relevant data items found

  • 9 - Nine or more relevant data items found

12

EA2J03

Months - outstanding Public Info SPA

Number

Number of months since Most Recent outstanding Public Information Record started (SPA). Outstanding means that the Public Information record is in force and has not been settled / discharged. A Public Information record is classified as ALL Public Information records. (Excludes Bill of Sale).

-1 - No Trace
0 - No relevant data item found
1 - 0 - 1 months
2 - 2 months
......
98 - 98 months
99 - 99+ months

13

EA4Q06

Satisfied Public Info detected

Picklist

Satisfied/discharged Public Information Record Detected.

  • T - No Trace

  • Y - Relevant data item(s) have been found

  • N - No relevant data item found

14

SPBRPRESENT

Bankruptcy Restriction Order Detected SP

Picklist

Current Bankruptcy Restriction Order/Undertaking Detected (SP).

T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item found

15

SPABRPRESENT

Bankruptcy Restriction Order DetectedSPA

Picklist

Current Bankruptcy Restriction Order/Undertaking Detected (SPA).

T - No Trace
Y - Relevant data item(s) have been found
N - No relevant data item found

CML Object

Label

Data Type

Help Text

Possible Values

1

EA1C02

CML Data detected (SP)

String

Council of Mortgage Lenders data detected (SP)

2

EA2I02

CML Data detected (SPA)

String

Council of Mortgage Lenders data detected (SPA)

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