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CAIS Object

  1. E1A04
    Label: Name of the default account
    Data Type: Number
    Help Text: Number of Default CAIS Accounts, excluding Mail Order Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  2. E1A05
    Label: Total Value of Default Accounts
    Data Type: Number
    Help Text: Total (Original) Value of all Default CAIS Accounts (SP). Banded into a code representing £100 intervals. Outstanding means that the CCJ record is in force and has not been settled / discharged.
    Possible Values include:
    Total (Original) Value of all Default CAIS Accounts (SP). Banded into a code representing £100 intervals. Outstanding means that the CCJ record is in force and has not been settled / discharged.
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  3. E1A06
    Label: Months since most recent default
    Data Type: Number
    Help Text: Number of months since Most Recent Default CAIS Account went into Default (SP). Outstanding means that the Public Information record is in force and has not been settled / discharged. A Public Information record is classified as ALL Public Information records. (Excludes Bill of Sale).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - 0 - 1 months
    2 - 2 months
    3 - 3 months
    97 - 97 months
    98 - 98 months
    99 - 99+ months

  4. E1A07
    Label: Number of Settled Accounts
    Data Type: Number
    Help Text: Number of Settled CAIS Accounts excluding Mail Order accounts (SP). Calculates all settled non mail order accounts with the latest CAIS status of 0.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  5. E1A08
    Label: No. of Settled Accounts - 12 months
    Data Type: Number
    Help Text: Number of Settled CAIS Accounts in Last 12 Months, excluding Mail Order accounts (SP). Calculates all settled non mail order accounts with the latest CAIS status of 0, and a settlement date in the last 12 months.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  6. E1A09
    Label: No. of Delinquent Accounts
    Data Type: Number
    Help Text: Number of Delinquent CAIS Accounts, excluding Mail Order accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  7. E1A10
    Label: Total Value of Delinquent Accounts
    Data Type: Number
    Help Text: Total Value of all Delinquent CAIS Accounts (SP).
    Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  8. E1A11
    Label: Months - most recent Delinquent Accounts
    Data Type: Number
    Help Text: Number of months since Most Recent Delinquent CAIS Account (SP). Measured from the month that the most recent Delinquent CAIS account was classified as Delinquent.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - 0 - 1 months
    2 - 2 months
    3 - 3 months
    97 - 97 months
    98 - 98 months
    99 - 99+ months

  9. E1B01
    Label: No. of Active Accounts opened - 3 months
    Data Type: Number
    Help Text: Number of Active CAIS Accounts Opened in the Last 3 Months (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  10. E1B02
    Label: Total Balance - Active Accounts 3 months
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts Opened in the last 3 Months (Excluding Mortgages) (SP). Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  11. E1B03
    Label: Worst status - Active Accounts (4-12 M)
    Data Type: Picklist
    Help Text: Worst Status in the last 6 months of Active CAIS Accounts Opened in the Last 4 - 12M (SP).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  12. E1B04
    Label: Total Balance - Active Accounts 3 months
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts Opened in the last 4-12 Months (Excluding Mortgages) (SP).
    Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  13. E1B05
    Label: Worst status - Active Accounts (<12 M)
    Data Type: Picklist
    Help Text: Worst Status in the last 6 months of Active CAIS Accounts Opened in the Last 4 - 12M (SP).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  14. E1B06
    Label: Total Balance - Active Accounts > 12 M
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts Opened more than 12 Months ago (Excluding Mortgages) (SP).
    Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  15. E1B07
    Label: Worst status - Active Accounts (6 M)
    Data Type: Picklist
    Help Text: Worst Status in the last 6 months of all Active CAIS accounts (SP).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  16. E1B08
    Label: Worst Current Status - Active accounts
    Data Type: Picklist
    Help Text: Worst Current Status of all Active CAIS accounts (SP).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  17. E1B09
    Label: No. of Active Accounts
    Data Type: Number
    Help Text: Number of Active CAIS Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  18. E1B10
    Label: Total Balance - Account (Ex. Mortgage)
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts Opened more than 12 Months ago (Excluding Mortgages) (SP).
    Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  19. E1B11
    Label: Total Balance - Account (Mortgage only)
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts (Mortgages only) (SP).
    Banded into a code representing £1,000 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  20. E1B12
    Label: No. of Active Accounts: Current Status 1
    Data Type: Number
    Help Text: Number of Active CAIS Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  21. E1B13
    Label: No. of Active Accounts: Current Status 3
    Data Type: Number
    Help Text: Number of CAIS Status 3 or worse, within the last 6 Months for all Active CAIS accounts (SP).
    Number of times the CAIS accounts have reported a status 3 or worse, within the last 6 Months for all Active CAIS accounts. Example, if a SP is showing 2 CAIS accounts and the first CAIS account has 4 statuses of 3 or more and the second CAIS account has 5 statuses of 3 or more then the value returned for this reference will be 9.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  22. NDECC01
    Label: Total Value - Non-Delinquent Revolving
    Data Type: Number
    Help Text: Total Value of all Active Non-Delinquent Revolving CAIS Accounts opened in the last 6 months (SP).
    Banded into a code representing £50 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0
    2 - £1 - £50
    3 - £51 - £100
    997 - £49,751 - £49,800
    998 - £49,801 - £49,850
    999 - £49,851 or more

  23. NDECC02
    Label: Total Value: Non-Delinquent Revolving 6M
    Data Type: Number
    Help Text: Total Value of all Active Non-Delinquent Revolving CAIS Accounts opened in the last 6 months (SP).
    Banded into a code representing £50 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0
    2 - £1 - £50
    3 - £51 - £100
    997 - £49,751 - £49,800
    998 - £49,801 - £49,850
    999 - £49,851 or more

  24. NDECC02
    Label: Total Value - Non-Delinquent Revolving
    Data Type: Number
    Help Text: Total Value of all Active Non-Delinquent Revolving CAIS Accounts (SP).
    Banded into a code representing £50 intervals..
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0
    2 - £1 - £50
    3 - £51 - £100
    997 - £49,751 - £49,800
    998 - £49,801 - £49,850
    999 - £49,851 or more

  25. NDECC03
    Label: No. of Non-Delinquent Accounts - 6M
    Data Type: Number
    Help Text: Number of Active Non-Delinquent CAIS Accounts opened in the last 6 months (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  26. NDECC04
    Label: Ratio Avg Bal: Non-Delinquent Revolving
    Data Type: Number
    Help Text: Ratio of Average CAIS Balance for all Active Non-Delinquent Revolving CAIS Accounts (SP).
    The ratio of the average of all balances over the last 3 months to 10 – 12 months ago.
    Possible Values include:
    -1 - No Trace
    0 - 996 - Calculated ratio (0 – 99.6, 1 implied decimal place)
    997 - Calculated ratio is greater than or equal to 99.7
    998 - Any balance in last 3 months or 10 – 12 months is unknown
    999 - Any denominator balance is less than £100

  27. NDECC07
    Label: Months - recent Active Mortgage Account
    Data Type: Number
    Help Text: Number of months since most recent Active Mortgage CAIS Account Opened (SP). Excludes Delinquent and Settled mortgages.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - 0 - 1 months
    2 - 2 months
    3 - 3 months
    97 - 97 months
    98 - 98 months
    99 - 99+ months

  28. NDECC08
    Label: Total Value - Non-Delinquent Mortgage
    Data Type: Number
    Help Text: Number of months since most recent Active Mortgage CAIS Account Opened (SP). Excludes Delinquent and Settled mortgages.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - 0 - 1 months
    2 - 2 months
    3 - 3 months
    97 - 97 months
    98 - 98 months
    99 - 99+ months

  29. E1C01
    Label: Worst Status - Own Company (6M)
    Data Type: Picklist
    Help Text: Worst Status of all Active Own Company CAIS Accounts within the last 6 Months (SP).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  30. E1C02
    Label: No. of Active Own Company Accounts
    Data Type: Number
    Help Text: Number of Active Own Company CAIS Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  31. E1C03
    Label: Total Balance - Own Company Accounts
    Data Type: Number
    Help Text: Total Balance of all Active Own Company CAIS Accounts (SP). Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  32. E1C04
    Label: No. of Delinquent Own Company Accounts
    Data Type: Number
    Help Text: Number of Delinquent Own Company CAIS Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  33. E1C05
    Label: No. of Own Company Default Accounts
    Data Type: Number
    Help Text: Number of Own Company Default CAIS Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  34. E1C06
    Label: No. of Settled Good Own Company Accounts
    Data Type: Number
    Help Text: Number of Settled Good Own Company CAIS Accounts (SP). Good' means settled with the current CAIS status of 0 (no other value will be accepted).
    Includes settled accounts (settled within last 6 years).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  35. EA1B02
    Label: No. of Own Company Accounts
    Data Type: Number
    Help Text: Number of Own Company CAIS Accounts (SP).
    Includes settled and default accounts (includes all CAIS accounts within the last 6 years).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  36. E1D01
    Label: No. of Default Mail Order Accounts
    Data Type: Number
    Help Text: Number of Default Mail Order CAIS Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  37. E1D02
    Label: No. of Settled Mail Order Accounts
    Data Type: Number
    Help Text: Number of Settled Mail Order CAIS Accounts (SP).
    Calculates all settled mail order accounts with the latest CAIS status of 0.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  38. E1D03
    Label: No. of Settled Good Mail Order - 12M
    Data Type: Number
    Help Text: Number of Settled Good Mail Order CAIS Accounts in Last 12 Months (SP).
    Calculates all settled mail order accounts with the latest CAIS status of 0, and a settlement date in the last 12 months.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  39. E1D04
    Label: No. of Delinquent Mail Order Accounts
    Data Type: Number
    Help Text: Number of Delinquent Mail Order CAIS Accounts (SP).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  40. NDHAC01
    Label: Worst status - Non-Delinquent (<12M)
    Data Type: Picklist
    Help Text: Worst CAIS Status in the last 3 months of Active Non-Delinquent CAIS Accounts opened within last 12 months (SP).
    Balance on the worst account(s) also considered.
    Possible Values include:
    -1 - No Trace
    0 - No relevant Active CAIS Accounts found
    1 - Worst CAIS status is '0' or 'D' or 'U' or space
    2 - Any CAIS status is '?' and none are '1', '2' or '3'
    3 - Worst CAIS status is '1' for a Revolving account
    4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
    5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
    6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
    7 - Worst CAIS status is '2' and balance is £0 to £99
    8 - Worst CAIS status is '2' and balance is £100 to £999
    9 - Worst CAIS status is '2' and balance is £1,000 or more
    10 - Worst CAIS status is '3' and balance is £0 to £99
    11 - Worst CAIS status is '3' and balance is £100 to £999
    12 - Worst CAIS status is '3' and balance is £1,000 or more

  41. NDHAC02
    Label: Worst status - Non-Delinquent (>12M)
    Data Type: Picklist
    Help Text: Worst CAIS Status in the last 3 months of Active Non-Delinquent CAIS Accounts opened within last 12 months (SP).
    Balance on the worst account(s) also considered.
    Possible Values include:
    -1 - No Trace
    0 - No relevant Active CAIS Accounts found
    1 - Worst CAIS status is '0' or 'D' or 'U' or space
    2 - Any CAIS status is '?' and none are '1', '2' or '3'
    3 - Worst CAIS status is '1' for a Revolving account
    4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
    5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
    6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
    7 - Worst CAIS status is '2' and balance is £0 to £99
    8 - Worst CAIS status is '2' and balance is £100 to £999
    9 - Worst CAIS status is '2' and balance is £1,000 or more
    10 - Worst CAIS status is '3' and balance is £0 to £99
    11 - Worst CAIS status is '3' and balance is £100 to £999
    12 - Worst CAIS status is '3' and balance is £1,000 or more

  42. NDHAC03
    Label: Worst status - Non-Delinquent (4-6M)
    Data Type: Picklist
    Help Text: Worst CAIS status in the last 4-6 months of any Active Non-Delinquent CAIS Account (SP).
    Balance on the worst account(s) also considered.
    Possible Values include:
    -1 - No Trace
    0 - No relevant Active CAIS Accounts found
    1 - Worst CAIS status is '0' or 'D' or 'U' or space
    2 - Any CAIS status is '?' and none are '1', '2' or '3'
    3 - Worst CAIS status is '1' for a Revolving account
    4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
    5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
    6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
    7 - Worst CAIS status is '2' and balance is £0 to £99
    8 - Worst CAIS status is '2' and balance is £100 to £999
    9 - Worst CAIS status is '2' and balance is £1,000 or more
    10 - Worst CAIS status is '3' and balance is £0 to £99
    11 - Worst CAIS status is '3' and balance is £100 to £999
    12 - Worst CAIS status is '3' and balance is £1,000 or more

  43. NDHAC04
    Label: Worst status - Non-Delinquent Revolving
    Data Type: Picklist
    Help Text: Worst current CAIS status of all Active Non-Delinquent Revolving CAIS Accounts (SP).
    Balance on the worst account(s) also considered.
    Possible Values include:
    -1 - No Trace
    0 - No relevant Active CAIS Accounts found
    1 - Worst CAIS status is '0' or 'D' or 'U' or space
    2 - Any CAIS status is '?' and none are '1', '2' or '3'
    3 - Worst CAIS status is '1' for a Revolving account
    4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
    5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
    6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
    7 - Worst CAIS status is '2' and balance is £0 to £99
    8 - Worst CAIS status is '2' and balance is £100 to £999
    9 - Worst CAIS status is '2' and balance is £1,000 or more
    10 - Worst CAIS status is '3' and balance is £0 to £99
    11 - Worst CAIS status is '3' and balance is £100 to £999
    12 - Worst CAIS status is '3' and balance is £1,000 or more

  44. NDHAC05
    Label: Worst status - Non-Delinquent Ex. Revol
    Data Type: Picklist
    Help Text: Worst current CAIS status of all Active Non-Delinquent CAIS Accounts, excluding Revolving CAIS Accounts (SP).
    Balance on the worst account(s) also considered.
    Possible Values include:
    -1 - No Trace
    0 - No relevant Active CAIS Accounts found
    1 - Worst CAIS status is '0' or 'D' or 'U' or space
    2 - Any CAIS status is '?' and none are '1', '2' or '3'
    3 - Worst CAIS status is '1' for a Revolving account
    4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
    5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
    6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
    7 - Worst CAIS status is '2' and balance is £0 to £99
    8 - Worst CAIS status is '2' and balance is £100 to £999
    9 - Worst CAIS status is '2' and balance is £1,000 or more
    10 - Worst CAIS status is '3' and balance is £0 to £99
    11 - Worst CAIS status is '3' and balance is £100 to £999
    12 - Worst CAIS status is '3' and balance is £1,000 or more

  45. NDHAC09
    Label: Worst status - Non-Delinquent Mortgage
    Data Type: Picklist
    Help Text: Worst CAIS status in the last 6 months of all Active Non-Delinquent Mortgage CAIS Accounts (SP).
    Balance on the worst account(s) also considered.
    Possible Values include:
    -1 - No Trace
    0 - No relevant Active CAIS Accounts found
    1 - Worst CAIS status is '0' or 'D' or 'U' or space
    2 - Any CAIS status is '?' and none are '1', '2' or '3'
    3 - Worst CAIS status is '1' for a Revolving account
    4 - Worst CAIS status is '1' and balance is £0 to £99 for a non-Revolving Account
    5 - Worst CAIS status is '1' and balance is £100 to £999 for a non-Revolving Account
    6 - Worst CAIS status is '1' and balance is £1,000 or more for a non-Revolving Account
    7 - Worst CAIS status is '2' and balance is £0 to £99
    8 - Worst CAIS status is '2' and balance is £100 to £999
    9 - Worst CAIS status is '2' and balance is £1,000 or more
    10 - Worst CAIS status is '3' and balance is £0 to £99
    11 - Worst CAIS status is '3' and balance is £100 to £999
    12 - Worst CAIS status is '3' and balance is £1,000 or more

  46. NDINC01
    Label: No. of Settled Good Non-Revolving
    Data Type: Number
    Help Text: Number of Settled Good Non-Revolving CAIS Accounts (SP).
    'Good' means settled CAIS accounts that do not have a CAIS status of '1' or worse in the last 6 months of activity.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  47. EA1F01
    Label: Recent CAIS Activity
    Data Type: String
    Help Text: Recent CAIS Activity (SP).
    Set to the value '1' if any Active CAIS has a current CAIS status of '0', '1', '2', 'U', 'D' or '?'

  48. EA1F02
    Label: Worst status - FCS Accounts (12M)
    Data Type: Picklist
    Help Text: Worst Status of FCS CAIS Accounts within the last 12 months (SP).
    FCS = Federation of Communication Services, a closed User Group.
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  49. EA1F03
    Label: Worst status - TV Rental (12M)
    Data Type: Picklist
    Help Text: Worst Status of TV Rental CAIS Accounts within the last 12 months (SP).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  50. NDFCS01
    Label: FCS CUG Flag
    Data Type: Picklist
    Help Text: FCS CUG Flag (SP).
    Federation of Communication Services (FCS). Set to worst FCS value (Live, Banned or Disconnected) returned on all FCS CAIS accounts.
    Possible Values include:
    L - Live
    B - Barred
    D - Disconnect

  51. EA1F04
    Label: Worst CAIS Special Instruction Indicator
    Data Type: Picklist
    Help Text: Worst CAIS Special Instruction Indicator (SP).
    Set to the worst value of the Special Instruction Indicator.
    Possible Values include:
    D - Deceased
    P - Partial Settlement
    C - Debt Assigned
    G - Gone Away
    R - Recourse
    V - Voluntary Termination
    A - Arrangement
    M - Debt Management Program
    I - Credit Insurance Claim
    Q - Account Query

  52. E2G04
    Label: No. of Default Accounts (ex. Mail Order)
    Data Type: Number
    Help Text: Number of Default CAIS Accounts, excluding Mail Order Accounts (SPA).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

  53. E2G05
    Label: Total Value - Default Accounts
    Data Type: Number
    Help Text: Total (Original) Value of all Default CAIS Accounts (SPA).
    Banded into a code representing £100 intervals. Outstanding means that the CCJ record is in force and has not been settled / discharged.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0
    2 - £1 - £50
    3 - £51 - £100
    997 - £49,751 - £49,800
    998 - £49,801 - £49,850
    999 - £49,851 or more

  54. E2H01
    Label: No. of Active Accounts Opened (3M)
    Data Type: Number
    Help Text: Number of Active CAIS Accounts Opened in the Last 3 Months (SPA).
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    2 - Two relevant data item found
    3 - Three relevant data item found
    4 - Four relevant data item found
    5 - Five relevant data item found
    6 - Six relevant data item found
    7 - Seven relevant data item found
    8 - Eight relevant data item found
    9 - Nine or more relevant data item foundccounts Opened in the Last 3 Months (SPA).

  55. E2H02
    Label: Total Balance - Accounts (Ex. Mortgages)
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts Opened in the last 3 Months (Excluding Mortgages) (SPA).
    Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  56. E2H03
    Label: Worst status - Active Account 6M (4-12M)
    Data Type: Picklist
    Help Text: Worst Status in the last 6 months of Active CAIS Accounts Opened in the Last 4 - 12M (SPA).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  57. E2H04
    Label: Total Bal - Account 4-12M (Ex. Mortgage)
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts Opened in the last 4-12 Months (Excluding Mortgages) (SPA).
    Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  58. E2H05
    Label: Worst status - Active Accounts 6M(>12 M)
    Data Type: Picklist
    Help Text: Worst Status in the last 6 months of Active CAIS Accounts Opened more than 12 M ago (SPA).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  59. E2H06
    Label: Total Bal - Account >12M (Ex. Mortgage)
    Data Type: Number
    Help Text: Total Balance of Active CAIS Accounts Opened more than 12 Months ago (Excluding Mortgages) (SPA).
    Banded into a code representing £100 intervals.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0 - £100
    2 - £101 - £200
    3 - £201 - £300
    997 - £99,601 - £99,700
    998 - £99,701 - £99,800
    999 - £99,801 or more

  60. E2H07
    Label: Worst status - Active Account 6M
    Data Type: Picklist
    Help Text: Worst Status in the last 6 months of all Active CAIS accounts (SPA).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  61. E2H08
    Label: Worst status - All Active Account
    Data Type: Picklist
    Help Text: Worst Current Status of all Active CAIS accounts (SPA).
    Possible Values include:
    T - No Trace
    N - No relevant Active CAIS Accounts found
    0 - Worst CAIS status is '0'
    D - Worst CAIS status is 'D'
    U - Worst CAIS status is 'U' or '?'
    1 - Worst CAIS status is '1'
    2 - Worst CAIS status is '2'
    3 - Worst CAIS status is '3'
    4 - Worst CAIS status is '4'
    5 - Worst CAIS status is '5'
    6 - Worst CAIS status is '6'
    8 - Worst CAIS status is '8'

  62. NDECC06
    Label: Total Value - Non-Delinquent Accounts
    Data Type: Number
    Help Text: Total Value of all Active Non-Delinquent CAIS Accounts, excluding Secured Loans and mortgages.
    Banded into a code representing £50 intervals..
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - £0
    2 - £1 - £50
    3 - £51 - £100
    997 - £49,751 - £49,800
    998 - £49,801 - £49,850
    999 - £49,851 or more

  63. NDINC03
    Label: No. of Settled Accounts Ex. Delinquent
    Data Type: Number
    Help Text: Number of Settled CAIS Accounts, excluding delinquent accounts.
    Possible Values include:
    -1 - No Trace
    0 - No relevant data item found
    1 - One relevant data item found
    8 - Eight relevant data items found
    9 - Nine or more relevant data items found

CIFAS Object

  1. EA1A01
    Label: CIFAS Detected (SP)
    Data Type: Picklist
    Help Text: An indication of whether any CIFAS records have been found.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  2. EA2G01
    Label: CIFAS Detected (SPA)
    Data Type: Picklist
    Help Text: An indication of whether any CIFAS records have been found.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  3. EA4P01
    Label: CIFAS Detected (All CIFAS)
    Data Type: Picklist
    Help Text: An indication of whether any CIFAS records have been found.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  4. EA4P02
    Label: CIFAS Index
    Data Type: Number
    Help Text: 0-99 based upon the CIFAS score. Only returned if the client has opted to take the CIFAS block. This field is set within strategy manager

NOC Object

  1. EA4Q07
    Label: Previous Search NOC (All)
    Data Type: Picklist
    Help Text: Indicator if any Search Record is found that has a Notice of Correction.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  2. EA4Q08
    Label: Address Link NOC (All)
    Data Type: Picklist
    Help Text: Indicator if any Address Link is found that has a Notice of Correction.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  3. EA4Q09
    Label: Associations NOC (All)
    Data Type: Picklist
    Help Text: Indicator if any Association or Alias is found that has a Notice of Correction.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  4. EA4Q10
    Label: GAIN NOC (All)
    Data Type: Picklist
    Help Text: Indicator if any GAIN is found that has a Notice of Correction.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  5. EA4Q11
    Label: Directors NOC (All)
    Data Type: Picklist
    Help Text: Indicator if any Association or Alias is found that has a Notice of Correction. Will not be positively populated for Retro processing.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  6. EA4Q01
    Label: Voters Roll NOC (All)
    Data Type: Picklist
    Help Text: Indicator if any Voters Roll Notice of Correction is found.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  7. EA4Q02
    Label: Public Information with a NOC (All)
    Data Type: Picklist
    Help Text: Indicator of whether any Public Information Record has a Notice of Correction.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  8. EA4Q03
    Label: CIFAS record with a NOC (All)
    Data Type: Picklist
    Help Text: Indicator of whether any CIFAS record has a Notice of Correction.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  9. EA4Q04
    Label: CAIS record with a NOC (All)
    Data Type: Picklist
    Help Text: Indicator of whether any CAIS record has a Notice of Correction.
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

  10. EA4Q05
    Label: Any record with a NOC (All)
    Data Type: Picklist
    Help Text: Indicator of whether any of the following items of data have a Notice of Correction
    Electoral Roll record
    Public Information record
    CIFAS Record
    CAIS record
    Previous Search Record
    Address Link
    Association or Alias Record
    Possible Values include:
    T - No Trace
    Y - Relevant data item(s) have been found
    N - No relevant data item found

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