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<XML_INTERFACE>
<APP_ID>{A1B1C1D1-AAAA-1234-BBBB-1A1B1C1D1E1F}</APP_ID>
<CUS_ID>TestCus123</CUS_ID>
<USER_ID>TestUser1</USER_ID>
<TRAN_GUID>{A2B2C2D2-BBBB-5678-CCCC-2A2B2C2D2E2F}</TRAN_GUID>
<BUREAU>EX</BUREAU>
<PRODUCT>STD</PRODUCT>
<STATUS>1</STATUS>
<ERROR>False</ERROR>
<ERROR_DESCRIPT/>
<OFAC>NO HIT</OFAC>
<CREDITREPORT>
<BUREAU_TYPE type="XPN">
<CREDIT_GUID>{A3B3C3D3-CCCC-9012-DDDD-3A3B3C3D3E3F}
</CREDIT_GUID>
<NOHIT>False</NOHIT>
<CC_ATTRIB type="applicant">
<CCSUMMARY type="applicant">
<ACCOUNTSBALANCE>44647</ACCOUNTSBALANCE>
<ACCOUNTSNUMBER>36</ACCOUNTSNUMBER>
<AMOUNTPASTDUE>0</AMOUNTPASTDUE>
<AVAILABLEPERCENTAGE>88</AVAILABLEPERCENTAGE>
<AVGMOPAYMENT>1197</AVGMOPAYMENT>
<COLLECTIONS>0</COLLECTIONS>
<CREDITLIMIT>83726</CREDITLIMIT>
<CURRENT>30</CURRENT>
<CURRENTRATING_30>0</CURRENTRATING_30>
<CURRENTRATING_60>0</CURRENTRATING_60>
<CURRENTRATING_90>0</CURRENTRATING_90>
<HIGHCREDIT>125502</HIGHCREDIT>
<HISTNEGATIVE>0</HISTNEGATIVE>
<INQUIRIES>4</INQUIRIES>
<LAST_6MINQUIRIES>1</LAST_6MINQUIRIES>
<PASTDUE>0</PASTDUE>
<PUBLICRECORDS>0</PUBLICRECORDS>
<NEGATIVE>0</NEGATIVE>
<UNRATED/>
<TOTALREALESTATEBAL>12167</TOTALREALESTATEBAL>
<TOTALREVOLVINGBAL>9095</TOTALREVOLVINGBAL>
<TOTALINSTALLMENTBAL>35552</TOTALINSTALLMENTBAL>
<OLDESTTRADE>7/1/2007</OLDESTTRADE>
<NUMACCPAID>3</NUMACCPAID>
<EST_MORTGAGE_PYMT>326</EST_MORTGAGE_PYMT>
<MLA>MLA SEARCH NOT PERFORMED DUE TO MISSING
REQUIRED DATA</MLA>
<BANKRUPTCIES>
<NUMBER>0</NUMBER>
<MOST_RECENT_DATE/>
</BANKRUPTCIES>
<REPOSSESSIONS>
<NUMBER>0</NUMBER>
<MOST_RECENT_DATE/>
<AUTO_REPO_NUMBER>0</AUTO_REPO_NUMBER>
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<CLOSED_SATISFACTORY>3
</CLOSED_SATISFACTORY>
<OPEN_AUTO>0</OPEN_AUTO>
<AUTO_DEROGATORY>0</AUTO_DEROGATORY>
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<JUDGMENTS>
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<LIENS>
<TOTAL_LIENS_AMT>0</TOTAL_LIENS_AMT>
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<PAST_DUE_FAMILY_SUPPORT_AMT>0
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<FORECLOSURE_COUNT>0</FORECLOSURE_COUNT>
<RFI>15</RFI>
<REDFLAGS/>
</CCSUMMARY>
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<SCORES type="applicant">
<SCORE>774</SCORE>
<NAME>Experian/Fair Isaac Auto Loan Model V2</NAME>
<FACTORS>
<REASON>
<CODE>10</CODE>
<DESCRIPTION>Proportion of balance to high
credit on bank revolving or all revolving
accounts</DESCRIPTION>
</REASON>
<REASON>
<CODE>14</CODE>
<DESCRIPTION>Length of time accounts have
been established</DESCRIPTION>
</REASON>
<REASON>
<CODE>08</CODE>
<DESCRIPTION>Number of recent
inquiries</DESCRIPTION>
</REASON>
<REASON>
<CODE>05</CODE>
<DESCRIPTION>Number of accounts with
balances</DESCRIPTION>
</REASON>
<REASON>
<CODE>0335</CODE>
<DESCRIPTION>Too Many Inquiries Last 12
months</DESCRIPTION>
</REASON>
</FACTORS>
</SCORES>
</BUREAU_TYPE>
<REPORT><![CDATA[ HTML CREDIT REPORT ]]></REPORT>
</CREDITREPORT>
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